5 Oct

First-time Home Buyer Incentive

Mortgage Tips

Posted by: Kim Seifert

First-time Home Buyer Incentive The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens. What does the First-Time Home Buyer Incentive offer? The incentive is a shared-equity mortgage with the Government of Canada. 5% or 10% for a first-time buyer’s purchase of a newly constructed […]

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19 Sep

Lawyers in Regina

Mortgage Tips

Posted by: Kim Seifert

5 Tips on How to Select a Regina Real Estate Lawyer Lawyers in Regina — Real estate and property law comprises the financing aspects of property: Such as mortgages, liens, and foreclosures. If you have purchased or are thinking about purchasing property, whether you are considering a house, a commercial building or a piece of […]

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19 Sep

Realtor in Regina

Mortgage Tips

Posted by: Kim Seifert

6 Tips on How to Find a Realtor in Regina Whether you’re buying or selling a house, understanding how to find a the Best Realtor in Regina is essential and probably personal as well. Your agent will help you through all steps of the process and answer the countless technical, tactical, and financial questions that arise. So you […]

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16 Sep

Mortgage While on Maternity Leave

Mortgage Tips

Posted by: Kim Seifert

Can you get a mortgage while on maternity leave in Canada? Simple answer is Yes you can qualify for a maternity leave mortgage. In general, you will qualify if you provide a letter of employment from your employer. It must confirm your current Rate of Pay, Guaranteed Hours, and finally your Expected Return Date. NOTE: […]

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16 Sep

Purchase Plus Improvements Mortgage

Mortgage Tips

Posted by: Kim Seifert

What is a Purchase Plus Improvements Mortgage? Purchase Plus Improvements Mortgage helps qualified homebuyers carry home improvement costs into their mortgage with as little as 5% down. The Purchase Plus Improvements program is designed for borrowers who want to make improvements to their home immediately after taking possession of the purchased property. The Improvements Program […]

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15 Sep

Regina Mortgage Broker

Mortgage Tips

Posted by: Kim Seifert

Regina Mortgage Broker and Business Associations To secure the best interest rates, contact a local Regina Mortgage Broker. Using a local broker in Regina provides you the ability to have a local Real Estate expert that knows and understands local market. Mortgage Broker Regina Advantages Using a mortgage broker in Regina poses many benefits, some […]

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14 Sep

What is an employment letter?

Mortgage Tips

Posted by: Kim Seifert

What is an employment letter? An employment letter for mortgage purposes is a document provided by your employer that confirms your current employment status and income. Most banks and Financial Institutions verify income as a part of their due diligence processes before extending a mortgage, line of credit, and/or HELOC.   Download the letter from […]

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30 Mar

Mortgage Rule Changes – Canadian History

General

Posted by: Kim Seifert

History of Mortgage Rule Changes over the last 13 years. The History of Canadian Mortgage Rule Changes are listed below. It’s not as easy as it once was to obtain a mortgage in Canada with the history of Mortgage Rule Changes implemented over the last decade plus. Government has imposed over 60 housing finance restrictions […]

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14 Oct

Teaser Rate – Is It Worth Signing Up to Get?

Mortgage Tips

Posted by: Kim Seifert

Is It Worth Signing Up to Get the Teaser Rate? Teaser Rate: You’ve probably seen a local gym offering a promotion along the following lines: sign up now and your first two months are only $10! Naturally, you have to sign a contract to get this rate, and after the two months are up, you’ll be […]

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13 Sep

Bikes For Kids

General

Posted by: Kim Seifert

Bikes For Kids 2017  Bikes For Kids – 900 bikes and counting…! It’s time for a new Bikes for Kids campaign, and 2017 is going to be another great year! The website to donate www.bikesforkids.com is up and running. Bikes for Kids was created by Dominion Lending Centres to provide underprivileged children with the joy of […]

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